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Step 2: Get Lender Ready

Now book a 15-minute setup so we can make you lender-ready in 24 hours and position you for a 3-day offer when the hammer falls.
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What happens next

Book a 15‑Min Setup
Answer 5 Questions
Upload Docs Today

What This Costs (If You Decide To Move Ahead)

  • Free – 24‑hour auction / refurb deal check
  • Free – Lender‑ready prep call & checklist
  • £249 – Application fee, only if you instruct us to apply for bridging
  • £1,500 – Success fee, only if we secure you a usable bridging offer (subject to valuation & lender terms)
  • Many UK brokers charge 1–2% of your loan. On a £200,000 bridge that’s £2,000–£4,000. Our total fee on the same deal would be £1,749, and only when we’ve secured you an offer.
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Once you’re lender‑ready and we have the valuation, the clock starts.
If we don’t secure at least one usable bridging offer within 7 business days, we waive our £1,500 success fee on that application.
You still keep the plan, the pack, and everything we’ve built.

Why Investors Trust Us With Auction Deadlines

  • 107 auction / refurb deals assessed in the last 12 months
  • 53 bridging offers secured
  • Average time from full pack to offer: 7 days
Timeline case study

Day 0: Investor sends lot and numbers

Day 1: We confirm fundability & likely terms

Day 3: Formal offer issued (subject to valuation)

Day 21: Completion, deposit protected

More Success Stories

I’m so grateful I found SPV mortgages, I’ve been wanting to start building a portfolio for a while now and Jonathan has helped us every step of the way. The speed in which our bridging loan was turned around after auction, I’ve not heard of, super smooth and quick process with next level support with all of our documents from Nicki. We are already onto our 3rd mortgage, 2 auctions with bridging loans and 1 standard BTL mortgage in just 6 weeks! I’m sure we will be using SPV mortgages for many years to come. Highly recommended.

Lauren Clarke
Owner

5.0

In a very recent purchase, Jonathan and Nicki actually pulled off the impossible for me: I was given 2 weeks to complete on an auction property post-exchange and halfway through the 2 weeks the auctioneer told me access into the property for the original lender was not possible because there was a squatter in the house. As the lender withdrew the DIP, I thought all hope was lost and had to cash-buy or lost the deposit. That was until I spoke to Jonathan. On the same day, he and Nicki found another bridge lender who, after relentless negotiations, was happy to lend WITHOUT a physical valuation. The formal offer (not a DIP) was issued after 2 working days. Basically, from the point of withdrawal of the previous offer to sourcing another lender through to completion of the purchase it took 5 working days. I genuinely did not think this was possible - you won't find a better broker than SPV Mortgages.

Chun-Ming Lam
Owner

5.0

Very professional service from Jonathan and Nicki. They are both dedicated and willing to go the extra mile in ensuring that they secure the best outcome. Would definitely recommend!

Hishaam Khan
Owner

5.0

Reminder: We're working on your deal, please expect an email and a call from one of our bridging auction specialists