Who this is for

This is for portfolio investors who:

• Are looking at £1m–£10m portfolio purchases in London and the South East
• Are buying via a UK limited company / SPV (or the portfolio already sits in a company)
• Have a genuine 25%+ discount against surveyor‑backed value
• Want to use that discount and existing equity so they can do the deal with little or no new cash in (still covering fees and tax)

Whether you’re:

• Looking at a portfolio we’ve already packaged and brought to market, or
• Bringing your own portfolio deal and want the finance structured properly,

this is the starting point.

If that’s not you, this isn’t the right page.

What you get: your Portfolio Finance Blueprint

In a Portfolio Finance Blueprint, you get a clear, lender‑reality plan for your deal:

1. No‑BS verdict on “no new cash in”
   A yes/no answer on whether your portfolio can genuinely be bought with little or no new cash in based on a 25%+ surveyor‑backed discount.
2. Written funding plan
   Exact loan size, structure and security, plus what you actually need to have in cash for broker, legal, valuation fees and tax.
3. Two viable lender routes
   For example: lender A using block value, lender B using OMV, with pros/cons and likely pricing so you don’t get blindsided at underwriting.
   [$100M Offers, Page 32]
4. 90‑day execution timeline
   A simple “today → offer in hand” path you can share with your solicitor and accountant, including key trip‑wires (KYC/AML, structure, income).

How it works

1. 15‑minute Fit Call
   We run through the portfolio value, discount, structure and timing. If the numbers don’t stack, I’ll tell you quickly. If they do, you’re invited into the Blueprint.
2. Portfolio Finance Blueprint
   You send a short pack (portfolio schedule, proposed price, company structure). I build your written plan and we walk it together on Zoom.
3. Execute or park it
   If you’re happy, we move straight into applications and legals. If not, you’ve still got a clear, lender‑grounded view on what’s possible.

How fees work

There are two ways investors work with me on portfolios:

1. When you buy a portfolio I have packaged and brought to market

If I’m bringing you a specific portfolio deal (I’ve worked with the seller, structured terms, and I’m introducing you as the buyer):

• You pay a 1% consulting fee on the purchase price for:
  • Packaging the deal so it fits lender reality
  • Introducing you as the buyer
  • Sitting between seller, lender and solicitors so it completes

This is only charged when you proceed with that packaged portfolio and the deal moves forward.

Standard mortgage fees then apply on the finance side (engagement / offer / lender commission).

2. When you bring your own portfolio deal

If you’ve found the portfolio yourself and just want the finance structured and placed, there is no 1% consulting fee.

In that case, I work on my standard SPV Mortgages fee structure for arranging the finance. We’ll outline those clearly on the call.

If we cannot put at least two viable funding structures on the table for your situation, we don’t move forward and you don’t pay a consulting fee. That’s intentional risk reversal to make the decision easier. 

Why do this before you fall in love with the deal?

On paper, many portfolios look like “no‑brainer” discounts. In practice, they fall over because:

• Lenders apply block value haircuts you didn’t plan for
• Existing charges / structures don’t fit lender policy
• The “no cash in” story doesn’t survive contact with credit or the surveyor

The Blueprint is designed to kill bad deals early and push good ones through faster.

Next step

If you’re looking at a £1m–£10m portfolio with 25%+ discount, or want a Blueprint for the type of deal you want to buy:

Button: “Request a 15‑Minute Portfolio Fit Call”

Form fields:

• Name
• Email
• Phone
• Approximate portfolio value (£)
• Estimated discount (%) vs surveyor value
• Target timeframe to buy